My husband and I have been trying to pay all of our bills on-line for the last couple years.   This makes sense to me because it saves money (stamps), paper (envelopes) and gas (mailperson).  We haven’t had any problems with security or lost payments.  Sometimes the timing is a little off, but that’s my fault and would happen if I put it in the mail too, I’m sure.  Having gained confidence in this process, I accepted the offer from one of our utility companies to have the bill delivered on-line.  Hmm.  Not so successful with this.  If we don’t pay it immediately when it comes in, it easily becomes lost in the window full of new email, and it has caused us to send it late more than once.  We try to force ourselves to pay it the day we open the email – but occasionally I’m busy with something else or get distracted before it gets done.  It seems easier having my paper bill in the kitchen with my little note of the date to pay.  So, another service provider started sending us on-line bills.  I yelled into the next room to my husband – “Do we really want to have this on-line?  Can we keep up with two right now?”  He said “Don’t worry about it – they’re still sending the paper anyway.”  More conversation on the subject brought out that both of our employers have invited us to accept on-line copies of newsletters, which we did, but continue to send the paper too!  I’ll try to deal with more on-line billing to save paper, but come on, Corporate America!  If you say we’re getting it on-line, then ix-nay the aper-pay!